You can also lower your monthly instalments by up to 45%* by opting for interest-only EMIs for the initial part of the tenor. : 020 7157-6403 While Bajaj Finserv Personal Loan allows you to borrow up to Rs. Following words shall for the purpose of these terms and conditions, be defined to mean as below: "Customer" means an Indian citizen who avails a loan from BFL during the Offer Period. Wedding:Manage the expenses of a grand wedding or plan your dream honeymoon with the help of a personal loan. Here is how to check the personal loan eligibility: A final, personal loan amount that you can get from a lender depends on your salary, city of residence, age and other eligibility criteria. bajaj finserv Ph No. The higher the loan availed, the higher will be your EMIs. By clicking the 'Proceed' button below, you agree to the Terms and Conditions. How to check my Bajaj Finserv Personal Loan status online? The Flexi loan facility is a unique financial offering that lets you borrow from your loan limit and part-prepay funds as per your requirement. 10. Choose a convenient tenor ranging up to five years. A personal loan has become a convenient financing option. You just need to select the loan amount, tenor and rate of interest to get the exact payable EMI with an interactive chart. As a Bajaj Finserv customer, you get exclusive pre-approved offers from us. 2,327. What is the CIBIL score required to be eligible for a Bajaj Finserv Personal Loan? 25,000, then you cant apply for a loan in Pune. 35,000 for cities like Bangalore, Delhi, Mumbai, or Pune. Shop online across our partners Flipkart, Amazon, MMT etc with your EMI Network Card. : 020 7157-6403 I declare that all the particulars and information provided by me are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever. A CIBIL score above 750 can help you get better terms on loans and other products. If you have an ongoing personal loan and seek a home loan, you can apply for it. Why should you choose a Bajaj Finserv Personal Loan? Can understand, read and write in the English language. What are the documents required for a personal loan? These terms and conditions prevail over the contents of any brochure or other promotional material advertising the Promotion. Since its an unsecured loan, you do not have to pledge any collateral to avail of it. It can help you meet a wide range of financial requirements, such as: To avail of a quick personal loan, you only need to meet some basic eligibility criteria: If you meet the salary requirement based on your city of residence, you can qualify for the loan. I authorize BFL to exchange, share all information and details as provided by me and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, business partners etc. The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. Further, I confirm that I would like to know through the above mentioned Communication Modes various BFL loan offer schemes or loan promotional schemes or any other promotional schemes relating to various products/services offered by BFL/its group companies/business partners from time to time and hereby authorize BFL, its group companies, employees, agents, associates, business partners to contact me from time to time for the same. bajaj finserv In case any inconsistencies observed, please click on reach us. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 You will be asked to submit the following documents to get a personal loan from Bajaj Finserv: The ideal CIBIL score to get instant paperless approval on Bajaj Finserv Personal Loans is 750 and above. : 020 7157-6064 How can I check personal loan eligibility? For the avoidance of doubt, it is hereby clarified that a Customer is eligible for only one Reward during the Offer Period. Younger applicants generally get a higher loan amount as they have more earning years ahead of them. Email ID:investors@bajajfinserv.in. While you are required to submit proof of your income, we try to ensure the process is as streamlined and hassle-free as possible with minimal documents. 13. You need the following documents while applying for a Bajaj Finserv Personal Loan: To qualify for a Bajaj Finserv Personal Loan, you only need to meet the eligibility parameters stated above. ii. BFL, its group entities/ affiliates or their respective directors, officers, employees, agents, vendors, etc., shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered by a Customer, directly or indirectly, including for reasons arising out of use or non-use of products/ services or participation under this Promotion. Share your basic information. A higher interest rate increases the EMIs and vice versa. 25,000. You need to select your city, age, income and expenses and the tool will predict the eligible amount. 28,000 per month. It carries a detailed breakdown of the principal and interest amount included in every EMI payable through the tenor until complete repayment of the loan. Click here. 22,000 or higher, based on your city of employment. The minimum monthly salary criteria are based on the city you reside. Increasing the tenor will lower your EMIs and vice versa. Who have received communication from BFL regarding the said Promotion. Residents of centers such asGoa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkotshould have a minimum monthly income of Rs. The minimum salary for personal loans that you need to be earning will depend on your city of residence. 22,000, but that depends on your city. 6. Results generated by the calculator(s) are indicative in nature. E = P*r*(1+r)^n/((1+r)^n-1) where. On the other hand, a Flexi loan provides you with a pre-approved loan amount based on your credit score and eligibility. Some simple steps that can help you reduce loan EMIs and manage outlaysefficiently are: Bajaj Finservs online Personal Loan EMI Calculator offers the following advantages: If you skip your EMI payment for any reason, you will be charged a penalty fee of up to Rs. : 020 7157-6403 Borrow as per your needs and manage your personal loan EMIs with ease. This Promotion is valid for only such Customers: i. You are new to Bajaj Finserv. Personal Loan for Self-employed Individuals, r is the rate of interest calculated monthly, and. bajaj loan Here is a detailed guide on applying for a personal loan. Please verify your date of Birth to proceed. bajaj finance customer care number toll helpline numbers The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (BFL) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. iii. The formula used is: What is the minimum salary required for a personal loan? Pay your bills, manage EMIs, check offers, and do more in our customer portal. What is the maximum age to avail of a personal loan? Email ID:investors@bajajfinserv.in, Get our most popular offerings in just a few clicks, Personal Loan for Self-employed Individuals. Meet the easy-to-meet eligibility parameters and complete your basic documentation to avail the money you need within 24 hours* of approval. Check the status of your loan application via the Bajaj Finserv website by following these simple steps: To check your personal loan application status via app or offline, read this guide. You can do this by making changes in the respective fields of the EMI Calculator. Heres how you can get an instant personal loan online from Bajaj Finserv. Click here. 2. It is Rs. You can easily check your EMI amount using our online EMI calculator for personal loan. EMI, or Equated Monthly Instalment, is the fixed amount a borrower pays every month to clear off the loan taken from a lender. Click 'Apply Online' to start your personal loan application. Click on Apply Online to open our simple online form, Enter your 10-digit mobile number and OTP. Visit our nearest branch to apply for loans, pay bills, or invest in a fixed deposit. If you have a busy schedule and find it difficult to repeatedly visit a bank or a financial company to get a personal loan processed, apply online and get fast approval. 14. You can even check your monthly or yearly EMI by clicking on 'view repayment schedule'. : 020 7157-6403 bajaj finance idea ltd All applicable taxes, fees and levies (excluding 'gift' tax or tax deducted at source, where applicable) will need to be solely paid by the Customer(s). 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 On verification of your documents, your application will be approved, and you can get your personal loan in your bank account within 24 hours* of approval. Click here. This Promotion is subject to laws, rules and regulations as may be applicable in any jurisdiction in India, from time to time, and accordingly in places where not permissible shall be deemed as not applicable. 1. This way, you can apply for the eligible amount and avoid the chances of rejections. BFL shall not be liable for termination or delay of the Promotion or the Rewards forming part of the Promotion due to any force majeure event and will not be liable for any consequences. Grow your wealth by investing in an FD and benefit from interest rates of up to 7.75%* p.a. You may start your online application now and resume it at a later instance. Disputes, if any, regarding the products/services/Rewards under the Promotion must be addressed in writing, by the Customers directly to the merchant/issuer of the Rewards and BFL shall not entertain any communication in this regard. Ph No. 26. You can useBajaj Finserv Personal Loan EMI Calculator to calculate EMIs of loans offered by any bank or financial institution. What is the age limit to get a personal loan? 4.Gold will be automatically credited to locker, How a short-term personal loan can help you during an emergency, Know how CIBIL score is important for personal lending, 6 Easy tips to get your home loan approved instantly, Buying a home made easy 7 tips for a smooth purchase, From clinic to polyclinic: A step-by-step guide to expand your practice, How to be a successful small business owner, 6th Floor,Bajaj Finserv Corporate Office, You are being redirected to third-party Merchant applications/website and use of the same shall be governed by respective Merchant T&Cs. Consolidate your loans for all products purchased. A personal loan helps you meet various financial requirements like paying for your higher education, home renovation, vacation, or a medical emergency. Hence, the maximum age to avail of a loan is 67 years*. Availing of one is easy you can apply online and use the money to meet almost any expense. In addition to this facility, you will find no hidden charges when applying for a personal loan from Bajaj Finserv. Please keep the following documents handy when you are about to start filling the online application form: A personal loan is an unsecured loan, which means you don't need to pledge any collateral to receive funds. You can obtain a personal loan for salaried employees by meeting our simple eligibility criteria. A personal loan is an unsecured financial offering offered by Bajaj Finserv and other lenders. Ph No. These terms and conditions shall be governed by the laws of India. To know the exact interest payable, feed all the three values in the calculator, namely loan amount, tenor and interest rate. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 "Participating Store(s)" shall mean such retail store(s) or dealer outlets which are empaneled with BFL and which are participating in this Promotion and which are located in such locations as detailed in Annexure I. If you are new to Bajaj Finserv, you can get your personal loan by completing the simple application process mentioned above. bajaj loan business finance finserv loans debt benefits advantages financing why financially beneficial reasons urgent need read kind offer does Ph No. 25 lakh and get instant approval. Off Pune-Ahmednagar Road, In case of cancellation/refund of the qualifying loan transaction, Customers eligibility for availing the Promotion and/or the Reward will be at the sole discretion of BFL. How much personal loan can you get on your salary? Pune - 411035 MH (IN) I further understand and agree that pursuant to this application form, I will be required to submit documents to the satisfaction of Bajaj Finance and accept the loan terms and conditions for availing the loan granted to me by Bajaj Finance from time to time. Keep your basic KYC documents and bank statements handy when filling out the application form. How does a Personal Loan EMI Calculator work? It is because he/ she has more working years left than an applicant in his/ her 50s. 17. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. 30,000 for cities like Ahmedabad and Kolkata and Rs. Bajaj Finserv offers personal loans that come with a host of features and benefits, including: Complete the application form online and get your personal loan without any hassle. What is the difference between a term loan and a Flexi loan? and all intellectual property rights pertaining thereto which belong to any third party, shall continue to vest with such party and by using such images, representations etc., BFL in no way claims any right whatsoever relating to such intellectual property. for customer verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of BFL services or related products or that of its associates/business partners and affiliates or for enforcement of your obligations and I shall not hold BFL (or any of its group companies or its/their agents/representatives/ business partners) liable for the use/sharing of the information as stated above. How much personal loan finance am I eligible for? Ph No. Personal loans are one of the most popular types of financing available today. It is great to calculate your EMIs before applying for a personal loan. And using one is simple too. bajaj finserv 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 Bajaj Finance 35th Annual Report 2021-22. Email ID: investor.service@bajajfinserv.in, Bajaj Auto Limited Complex Mumbai - Pune Road, The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator. Please note that the rate of interest (R) on your loan is calculated monthly (R = Annual rate of interest/12/100) which in this case is 14/12/100 = 0.01167. You can also check your pre-approved offer for a personal loan to save time and get instant financing. With an online personal loan from Bajaj Finserv, you can borrow up to Rs. bajaj moneycontrol availing 1.All Qualified customers shall be given a coupon code, 2.The users can visit their created gold locker on. I confirm that I have/had no insolvency proceedings against me nor have I ever been adjudicated insolvent by any court or other authority and I further confirm that I have read the information on various loan products made available by BFL on. It is scheduled at a specific date of every calendar month and includes both principal and interest components. : 020 7157-6403 Ph No. Personal loan for salary less than Rs. It is because the minimum salary in Pune is Rs. What documents are required for a personal loan for a salaried applicant? Flexi Hybrid Loan - Reduce your EMIs by 50%*, Please share your monthly salary (in Rs.). Select the loan amount you wish to borrow, Personal Loan for Self-employed Individuals, Last 3 months bank statements of your salary account, You must be between 21 years and 67 years* of age, You must be a salaried individual employed with an MNC, public or private company, KYC documents Aadhaar, PAN, voters id, driving license, passport. 20. Use the sliders to choose desired loan amount, tenor and interest rate or directly enter the data in the text fields to know the EMI.